| value of the servicing fees to be realized over the life of the loan. (See also yield to home improvement loan and home equity loan Pooling — The process of grouping together mortgage loans with similar characteristics. Quitclaim deed (QCD) Historically under common law, for an instrument to be a valid deed home improvement loan and home equity loan needed five things: It must indicate that the instrument itself conveys some privilege or thing to someone. This is indicated by using the word hereby or the phrase by these presents home improvement loan and home equity loan the sentence indicating the gift. The person receiving the privilege or thing must have the legal capacity to receive it. The grantor must have the legal ability to grant the thing or privilege. A seal must be affixed to it. Most jurisdictions have eliminated this requirement and replaced it with the signature of the grantor. However, for conveyances of real home improvement loan and home equity loan most jurisdictions require that the deed be acknowleged before a notary public or a civil law notary and some |  |
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