| Consider two people, A and B, each of whom owns property. If A lives in B's property, and B lives in A's, two financial transactions take place - each pays rent to the other. But if A and B are both owner occupiers, no california mortgage rate comparison changes hands, even though the same economic relationships exists; there are still two owners and two occupiers, but the transactions between them no longer go through the california mortgage rate comparison The amount that would have changed hands had the owner and occupier been different persons is called the imputed rent. The effect of owner occupancy is therefore that the imputed rents disappear from measures of national income and output, unless figures are added to take them into account. Government loses the opportunity to tax the transaction. Sometimes governments have attempted california mortgage rate comparison tax the imputed rent (Schedule A of the U.K. income tax california mortgage rate comparison to do this), but this tends to be unpopular because most people do not understand the concept of imputed rent. In modern economies, variations in the rate of owner occupancy are a good index of the overall wealth of the nation, at least across time within a nation. Between nations, variations in traditions and in tax regimes make such comparisons hard to california mortgage rate comparison It is widely believed by politicians that owner-occupiers are more likely to vote for parties of the right, and such parties therefore often take steps to encourage home ownership. The Cash-Out Refinance Report also revealed that properties refinanced during the third quarter of 2005 experienced a median house-price appreciation of 23 percent during the time since the original loan was made, california mortgage rate comparison from the second quarter 2005. For loans refinanced in the third quarter of 2005, the median age california mortgage rate comparison the original loan was 2.6 years, one month older than the median age of loans refinanced during the second quarter. Manufactured housing (known in some countries, including the United Kingdom, as prefab housing) is a type of housing unit that |
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