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out just before signing georgia home refinancing loan paperwork to refinance his home in the 1990s. Although it meant he would pay more mortgage interest, he considered it his ``equity insurance policy.'' ``I'm a risk-averse person,'' Nelson said. ``I got to the closing and said, `Pardon me, I'm not going to do it.' '' Real estate is georgia home refinancing legal term that encompasses land along with anything permanently affixed to the land, such as buildings. Real estate is often considered synonymous with real property (also sometimes called realty), in contrast with personal property georgia home refinancing sometimes called chattel or personalty). However, for technical purposes, some people prefer to distinguish real estate, referring to the land and fixtures themselves, from real property. Banks are willing to make such loans at favorable rates
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