| cash payment and one or more promissory notes for the balance. The terms of a note typically include the principal amount, the interest rate if any, and the maturity date. Sometimes there will be provisions concerning the payee's rights in the event of a default, which green point mortgage include foreclosure of the maker's interest. For loans between individuals, writing and signing a promissory note is often considered a good idea for tax and green point mortgage reasons. A promissory note differs from an IOU in that the latter is a simple acknowledgement of the existence of a debt owed, whereas a promissory note, as its name implies, contains an affirmative green point mortgage to pay the amount stated. In the United States, a promissory note that meets certain conditions is a negotiable instrument governed by Article 3 of the Uniform Commercial Code. Negotiable promissory notes are used extensively in combination with mortgages in the financing of real estate transactions. Other green point mortgage of promissory notes include the capitalization of corporate finances through the issuance and transfer of commercial paper. Payment Shock - Industry term to describe the severe (unexpected or planned for by borrower) upward movement of mortgage loan interest rates and it's effect on borrowers. Sadly, for those that do not read this wiki entry or who do read it but cannot understand it's contents, they may experience it, or spend too much of their incomes to borrow on fixed terms only. See Caps below Cap - Any clause green point mortgage sets a maximum change for the interest rate of an ARM loan. Understanding CapsFor other green point mortgage of Amortization, see the Amortization disambiguation page. A real estate broker is in the business of brokering real estate transactions; this is, finding sellers for those who want to buy real estate and finding buyers for those trying to sell real estate. Real estate brokers and their salespersons assist sellers green point mortgage marketing their property and selling it for the highest possible price under the best terms and assist buyers by helping them purchase property for the best possible price under the best terms. In many jurisdictions, particularly | countrywide hotel mortgage mortgage home loan for people with bad credit **
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