| amount of the payment is applied to interest at the beginning, while during the latter portion, more money is applied to principal. The formula for an amortization is: (1-v^n)/i, where n = # countrywide equity home loan years, v = 1/(1+i), and i = interest rate / 100. Divide by (1+i) if at beginning due. Another method of writing this kind countrywide equity home loan formula is: "The Caps" - In industry slang, there you could ask for the Caps of a loan, and if your broker countrywide equity home loan loan officer is intelligent enough to read the rate sheets they are quoting from, it is ALWAYS displayed and available. This is basic stuff, the ABC's of |
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