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1st mortgage refinance

by Credit Card companies. This is highly beneficial, if they understand all the terms and conditions and confirm them at the time of making a transfer. Balance transfers offer a very 1st mortgage refinance rate of interest (APR) or some cards have an offer of 0% APR on balance transfers. So how does one gain here? Pay off your existing high interest loan with the amount that 1st mortgage refinance transfer and keep repaying this loan from balance transfer till you finish off before the deadline after which the APR shoots up to your 1st mortgage refinance APR (typically anywhere between 10% to 20%) There are two catches here though. Credit card companies have a policy of applying your payments to the balance with lowest APR. Confused? Let's take up a scenario. Let's say you already have a balance of $350 on your card and your purchase APR is 15%. Now, you make a balance transfer of $2,000 1st mortgage refinance your card for 0% APR. Now the monthly payments

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