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million homes expecting a generous tax break could be in for a shock, said Michael Fratanponi, senior director best calculator mortgage refinance single family research and economics at the Mortgage Bankers Association. “Refinancing activity was strong in the third quarter, even with higher interest rates with 44 percent of new mortgage applications being submitted for best calculator mortgage refinance said Amy Crews Cutts, Freddie In the third quarter of 2005, the median ratio of old-to-new interest rate was 1.09. In other words, one-half of those borrowers who paid off their original loan and took out a new one had an interest rate on their old best calculator mortgage refinance that was at least nine