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rented lots and often remains on wheels, even if it stays in one place for decades. Modern units, especially modular fha va mortgage often belie this image and can be identical in appearance to site-built homes. In the United States, the term fha va mortgage housing is colloquially used to include both mobile homes and modular homes, but its technical use is restricted to a class of homes regulated by the Federal National Manufactured Housing Construction and Safety Standards Act of 1974. These homes are regulated by the United States Department of Housing and fha va mortgage Development and as such avoid the jurisdiction of local building authorities. These estimates come from a sample of properties on which Freddie Mac has funded at least two successive loans. Transactions are further screened to verify that the latest loan is for refinance rather than for home purchase. The Freddie Mac analysis fha va mortgage not track the use of funds made available from these refinances. A mortgage lender will sometimes