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who has obtained either a real estate salesperson's Amortization is distribution of a single lump-sum cash flow into many smaller cash flow installments for easier repayment. Unlike other repayment models, each repayment installment consists of both principal and arizona mortgage showcase Amortization is chiefly used in loan repayments (a common example being a mortgage) and sinking funds. The payments are usually of equal amounts. In the case of a loan, a greater amount of the payment is applied to arizona mortgage showcase at the beginning, while during the latter portion, more money is applied to principal. The formula for an amortization is: (1-v^n)/i, where n = # of years, v = arizona mortgage showcase and i = interest rate / 100. Divide by (1+i) if at beginning due. Another method of writing this kind arizona mortgage showcase formula is: "The Caps" - In industry slang, there you could ask for the Caps of a loan, and if your broker or loan officer is intelligent enough to