| repackage into the secondary market, making the demand for non-conforming loans much less. By virtue of the laws of supply and demand, then, it is harder for lenders to sell the loans, thus it would cost more to home loan settlement consumers (typically 1/4 to 1/2 of a percent.) The conforming loan limit is 50 percent higher in Alaska, Hawaii, Guam and the US Virgin Islands. Services provided by real estate agents to customers The customers of real estate brokers are the sellers and buyers of the real estate to be sold. The sellers home loan settlement buyers themselves are the principals (definition 2 in the Principal article) in the sale and real estate agents are their agents home loan settlement However, although a real estate agent commonly fills out the real estate contract form, typically real estates agents are not given power of attorney to sign the real estate contract or the deed; the principals and seller sign these documents, respectively. The respective real estate agents put themselves down on the contract as the agents for each principal so that they may be able to collect their commission(s). The home loan settlement of a real estate broker is not a requirement for the sale or conveyance of real estate or for getting a mortgage loan from a lender; although once a broker is used, the lender or its attorney home loan settlement require that they be paid. Lenders typically have other requirements, though, for a loan: see Closing cost. In spite of the name, real estate has no connection with the concept of reality home loan settlement other words, the law does not consider real property more "real" than personal property). It derives instead from the feudal principle that in a monarchy, all land was considered the property of the king. Thus originally the |  |
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