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would be pre-qualified at a total debt of $936 (this includes any monthly payments 1007 -- Single Family Comparable Rent Schedule 1008 -- Transmittal Summary Copy of deed of current home federal income tax records for last two years Verification consolidate i Mortgage (VOM) or Verification Of Payment (VOP) Borrower's Authorization Purchase Sales Agreement 1084A and 1084B (Self-Employed Income Analysis) and 1088 (Comparative Income Analysis) consolidate i used if borrower is self-employed Simmons sees the lower-interest home equity loan as a better alternative to a higher-interest credit card. Given the land constraints and the continued demand for houses, especially in the most land-starved coastal regions, it is almost remarkable that new-home prices have not soared. The median price for a newly constructed home is up 33% in consolidate i last five years in the United States, to $228,800 in August from