| while points paid on the purchase of a principal residence can be deducted upfront. Fixed rate mortgage compare bank interest rate This is a detailed description applicable to US fixed rate mortgages. First the nomenclature: I - The stated interest rate, for example, 5%/year. This is not the APR (annualized percentage rate). m - The number of periods in the time frame of I. I is usually compare bank interest rate on a year but it could be based on any amount of time. i - The interest rate for the compounding period which is needed compare bank interest rate the calculation. For example, a real property mortgage is usually based on a monthly period. In this case i=I/12 where I is based on the normal yearly period. In general i=I/m. Also I needs to be a decimal not a percent compare bank interest rate it also needs to be divided by 100. n - The total number of periods or payments. Things like mortgages usually cover |
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