| choice of making monthly payments that don't even cover current commercial mortgage rate interest due -- a practice that can leave borrowers owing more than the original loan. Because of California's unusual protection, UCLA's Nelson gives unconventional advice to students about how to finance their first home in the state: Make as small a down payment as possible to reduce your liability in case home values plunge. ``Don't go to your parents and put down as much as you can,'' Nelson says. ``If the current commercial mortgage rate goes up in value, that belongs to you. If the property goes down, the risk is on the lender. That's a no-lose deal.'' Loan to value (LTV) - Loan Amount / Value of current commercial mortgage rate Combined loan to value (CLTV). All loans outstanding (i.e. 1st & 2nd) / Value of property. No Income No Asset (NINA) No Income Verification (NIV) Income is not verified but many times is "Stated" by the applicant borrower. No Documentation (No Doc) Income or assets are not stated. Typically requires a low LTV and higher credit scores. Realtor" is a U.S. registered collective membership mark identifying a real estate broker who is a member of the National Association current commercial mortgage rate Realtors and subscribes to its code of ethics. Although the term Realtor is sometimes used interchangeably with real estate broker or real estate agent, its use is reserved for active members of NAR. current commercial mortgage rate Realtors possess some kind of real estate license, but not all licensees are Realtors. As a trademark name (like Kleenex facial tissues and Pampers |
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