california loan low mortgage rate

california loan low mortgage rate online

governed by state law, in particular a mechanics lien statute. The process for perfecting a mechanics lien varies significantly from state to state. However, common parts california loan low mortgage rate the process of perfecting a mechanics lien include notice to the owner and to other persons or entities involved in the construction project, and also the drafting and filing of a document with the government office that records deeds or titles to land. Mechanics liens are also sometimes known as contractors liens and construction california loan low mortgage rate Historically, the term "mechanic" once referred to any person who performed skilled labor, not limited to current usage that assumes a machine to be the subject of that work. Thus, at the time the phrase "mechanics lien" was invented, the understanding was that such a person might be a california loan low mortgage rate plumber, or the like. Because of the change in the meaning of the word "mechanic," some states have changed the statutes to have a "mechanics lien" for people who work on cars and the like, and a separate "construction lien" statute to deal with construction-related california loan low mortgage rate disputes. The term "lien" comes from the French root (via William the Conqueror), with a meaning similar to link; it is related to "liaison." What type of contribution counts as a valid basis for california loan low mortgage rate mechanics lien is also variable, depending on the particular state statute that applies. The core purpose is protecting the benefit that a worker provides, such as the time and effort a carpenter puts into nailing the boards together on the job site, and thus is included in the scope of most liens. However, other types of contributions are less direct - the contribution of an architect, or the supply company that delivers materials, or california loan low mortgage rate company that rents the backhoe to the contractor, or the company that rents the port-a-pots to the contractor, or the truck that brings california loan low mortgage rate to the workers at lunchtime. There is no simple dividing line that is useful in every state, or even in every case. Often, determining whether a party has a legitimate lien right depends on examining other cases that have either