| and can include various warranties. The precise name of these warranties differ by jurisdiction. However the basic difference between them is the degree to which the grantor warrants the title. The commercial real estate lender may give a general warranty of title against any claims, or the warranty may be limited only to commercial real estate lender which occurred after the grantor obtained the real estate. The latter type of deed is usually known as a special warranty deed. While a general warranty deed is normally used for residenial real estate sales and transfers, special warranty deeds more commonly used in commercial transactions. A third type of deed, known as a bargain commercial real estate lender sale deed, implies that the grantor has the right to convey title but makes no warranties against encumbrances. This type of deed is most commonly used by court officials or fiduciaries that hold the property by force of law rather than title, such as properties seized for unpaid taxes and sold at sheriff's sale. A so-called quitclaim deed is (in most states) actually not a deed at all--it is actually an estoppel disclaiming rights of the person signing it to property. Usually commercial real estate lender transfer of ownership of real estate is registered at a cadastre in the United Kingdom. In most parts of the United States, deeds must be submitted to the Recorder of deeds, who acts as a Cadastre, to be registered. Stretch said the shock might be as commercial real estate lender psychological as financial. "It |  |
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