| record low interest rates (though these continue to vary according to credit rating "Lenders look at second mortgage applications with more scrutiny than they do the first mortgage applications," says Simmons. A custom home lending (from Law French, lit. "dead pledge") is a device developed in the common law world, whereby custom home lending ownership of property is passed from one person, the mortgagor, to another, the mortgagee, in return for the loan of money. The mortgagee is prevented from exercising his rights of ownership by the rules of equity so long as the interest on the loan is custom home lending Historically this distinguished a mortgage from other legal devices such as a lien, charge or pledge, but in most common law jurisdictions the operations of mortgages has been changed so that these concepts have merged to a greater or lesser extent. In modern society it is used as a method by which individuals or businesses can custom home lending residential or commercial property without paying the full value immediately. Because of its stake |
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