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claims of private parties, and a purported state-law mechanic's lien against government land is generally void. However, the personal property of the state, namely the funds allocated for the project, are lienable, at least application consolidation debt loan some states. To protect subcontractors and suppliers of US federal government construction projects where the contract price exceeds $100,000.00, the Miller Act (40 application consolidation debt loan Code 3131) requires general contractors to give a surety bond which guarantees payment for work done in accordance with the terms of the contract. Many state and municipal governments also require contractors on public works projects to be bonded. The Hybrid ARM Because of lower cost and the fact that their value tends to depreciate more quickly than site-built homes, manufactured housing is traditionally, although certainly not always, used by lower-income people. This has led to application consolidation debt loan and negative zoning restrictions, built around the


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