| Housing Administration administers the programs colloquially known as "Ginnie Mae", Fannie Mae and "Freddie Mac" (also known as the GSEs 1st pacific mortgage government sponsored entities) to foster mortgage lending and thus to encourage home ownership and construction. These programs work by buying a large number of mortgages from banks and issuing (at a slightly lower interest rate) "mortgage-backed bonds" to investors known as 1st pacific mortgage or Mortgage Backed Securities.Refinancing refers to applying for a secured loan intended to replace an existing loan secured by the same assets. The most common consumer refinancing is for a home mortgage.A 1st pacific mortgage deed is a term used in property law to describe a document by which a person disclaims any interest the grantor might have in a piece of real property, and passes that |  |
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