| borrower can and will repay the loan. If a third party is involved in the loan, it will help the borrower to clear such equal housing opportunity lender These documents typically required for underwriter review. Many of these are not required for no-doc and low-doc loans. credit report 1003 -- Uniform Residential Loan Application 1004 -- Uniform Residential Appraisal Report 1005 -- Verification Of Employment (VOE) 1006 -- Verification Of Deposit equal housing opportunity lender Pre-qualification is a term of art in retail finance, and means that a loan officer has taken some information from the equal housing opportunity lender and made a tentative decision, but not verified any of it. With a pre-qualification, the borrower typically has not stated their |  |
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