| these days. Beware though, some of these loans have 14-16% ceilings, you have to ask . . . . The fully indexed rate is always listed on country home loan wide statement, but borrowers are shielded from the full effect of rate increases by the country home loan wide payment, until the loan is recast Home Equity Lines of Credit HELOC Since HELOCs are intended by banks to primarily sit in second lien position, they normally are only capped by the maximum interest rate allowed by law in the state they are issued in! In Florida, for example, this is 18% ! Wow! Sadly, most people country home loan wide not take the time to learn about their ARM product, and some people even take these loans |  |
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