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finances through the issuance and transfer of commercial paper. Payment Shock - Industry term to describe the severe (unexpected or planned for by borrower) upward movement of mortgage california home in loan mortgage interest rates and it's effect on borrowers. Sadly, for those that do not read this wiki entry or who do read it but cannot understand it's california home in loan mortgage they may experience it, or spend too much of their incomes to borrow on fixed terms only. See Caps below Cap - Any clause that sets a maximum change for california home in loan mortgage interest rate of an ARM loan. Understanding CapsFor other uses of Amortization, see the Amortization disambiguation page. A real estate broker is in