| site-built home equity mortgage manufactured housing is traditionally, although certainly not always, used by lower-income people. This has led to prejudice and negative zoning restrictions, built around the stereotypical concept of a trailer park where the housing occupies small, rented lots and often remains on wheels, even if it stays in one place for decades. Modern units, especially modular homes, often belie this image and can be identical in appearance to site-built homes. In the United States, the term manufactured housing home equity mortgage colloquially used to include both mobile homes and modular homes, but its technical use is restricted to a class of homes regulated by the Federal National Manufactured Housing Construction and Safety Standards Act of 1974. These homes are regulated by the United States Department of Housing and Urban Development and as such avoid the jurisdiction home equity mortgage local building authorities. These estimates come from a sample of properties on which Freddie Mac has funded at least two successive loans. Transactions are further home equity mortgage to verify that the latest loan is for refinance rather than for home purchase. The Freddie Mac analysis does not track the use of funds made available |
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