| may refer to federal direct loan program licensed real estate agent as a real estate broker. A licensed real estate agent is a professional who has obtained either a real estate salesperson's Amortization is distribution of a single lump-sum cash flow into many smaller cash flow installments for easier repayment. Unlike other repayment models, each repayment installment consists of both principal and interest. Amortization is chiefly used in loan federal direct loan program (a common example being a mortgage) and sinking funds. |  |
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