| for an amortization is: (1-v^n)/i, where n = # of years, v = 1/(1+i), and i = consolidation debt home mortgage refinance rate / 100. Divide by (1+i) if at beginning due. Another method of writing this kind of formula is: "The Caps" - In industry slang, there you could ask for the Caps of a loan, and if your broker or loan officer is intelligent enough to read the rate sheets they are quoting from, it is ALWAYS displayed and available. This is basic stuff, the ABC's of mortgage lending, if you're working with consolidation debt home mortgage refinance that can't |  |
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