| of the grantor. However, for conveyances of real estate, most jurisdictions require that the deed be acknowleged before a notary public or a civil law notary and some may require a witness first united mortgage witnesses in addition. It must be delivered to and accepted by the recipient Real estate appraisal Second mortgage Additional loan that is subordinate to the primary mortgage Secondary mortgage market — The market where lenders and investors buy and sell existing mortgages and MBS securities. Securitization — The process of pooling loans into first united mortgage securities for sale into first united mortgage secondary mortgage market. Verification of employment (VOE) “Also, in the third quarter of 2005, homeowners who refinanced their fixed-rate mortgages lowered their interest rate an average of 0.57 percentage points. On an average loan size of $150,000, that lower rate translates |
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