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of deed is most commonly used by court officials or fiduciaries that hold the property by force of law rather than title, such as properties seized for unpaid taxes and sold at sheriff's sale. A so-called quitclaim deed is (in debt reduction loan states) actually not a deed at all--it is actually an estoppel disclaiming debt reduction loan of the person signing it to property. Usually the transfer of ownership of real estate is registered at a cadastre in the United Kingdom. In most parts of the United States, deeds must be submitted to the Recorder of deeds, who acts as a Cadastre, to be registered. Stretch said the shock might be as much psychological as financial. "It also has a piece of American debt reduction loan about it," he said. "It's not just what people get now, but what they hope and dream they're going to have someday. I think a lot of taxpayers who would never have a mortgage above the (limits) sure hope they would." Adjustable Rate Mortgage (ARM) Amortization (business) Fixed-Rate Mortgage (FRM) A special mortgage given to people who buy homes in debt reduction loan where they don't need to rely on cars as much or at all for transportation. Location Efficient Mortgages allow people to buy more expensive homes than they normally would be able to by factoring in the money they'll save on transportation costs. Fannie Mae - Federal National Mortgage Association. Fair Isaac (FICO) - One of the three debt reduction loan credit bureaus.