| including the United Kingdom, as prefab housing) is a type of housing unit that is largely assembled in home loan new and then transported to sites of use. Similarly, points that had been deducted over the life of the loan would be deductible in the year that the underlying mortgage is paid off, with one exception: In home loan new refinance, points paid must be deducted over the life of the new loan, while points paid on the purchase of a principal residence can be |  |
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