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at the beginning of a project. Since real property ownership is mostly a function bank cd interest rate state law, establishing a mechanics lien is mostly a process governed by state law, in particular a mechanics lien statute. The process for perfecting a mechanics lien varies significantly from state to state. However, common parts of the process of perfecting a mechanics lien include notice to the owner and to other persons bank cd interest rate entities involved in the construction project, and also the drafting and filing of a document with the government office that records deeds or titles to land. Mechanics liens are also sometimes known as contractors liens and construction liens. Historically, the term "mechanic" once referred bank cd interest rate any person who performed skilled labor, not limited to current usage that assumes a machine to be the subject of that work. Thus, at the bank cd interest rate the phrase "mechanics lien" was invented, the understanding was that such a person might be a carpenter, plumber, or the like. Because of the change in the meaning of the word "mechanic," some states have changed the statutes to have a "mechanics lien" for people who work on cars and the like, and a separate "construction lien" statute to deal with construction-related payment disputes. The term "lien" comes from the French root (via bank cd interest rate the Conqueror), with a meaning similar to link; it is related to "liaison." What type of contribution counts as bank cd interest rate valid basis for a mechanics lien is also variable, depending on the particular state statute that applies. The core purpose is protecting the benefit that a worker provides, such as the time and effort a carpenter puts into nailing the boards together on the job site, and thus is included in the scope of most liens. However, other types of contributions are less direct - the contribution of an architect, or the bank cd interest rate company that delivers materials, or a company that rents the backhoe to the contractor, or the company bank cd interest rate rents the port-a-pots to the contractor, or the truck that brings food to the workers at lunchtime. There is no simple dividing line that is useful in every state, or even in every case. Often, determining whether a party has