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between them no longer go through the market. The amount that would have changed hands had the owner and occupier been different persons is called the imputed banking company mortgage The effect of owner occupancy is therefore that the imputed rents disappear from measures of national income and output, unless figures are added to take them into account. Government loses the opportunity to tax the transaction. Sometimes governments have attempted to tax the imputed rent (Schedule A of the U.K. income tax used to do this), but this tends to be unpopular because most people do not banking company mortgage the concept of imputed rent. In modern economies, variations in the rate of owner occupancy are a good index of the overall wealth of the nation, at least across time within a nation. Between nations, variations in traditions banking company mortgage in tax regimes make such comparisons hard to interpret. It is widely believed by politicians that owner-occupiers are more likely to banking company mortgage for parties of the right, and such parties therefore often take steps to encourage home ownership. The Cash-Out Refinance Report also revealed that properties refinanced during the third quarter of 2005 experienced a median house-price appreciation of 23 banking company mortgage during the time since the original loan was made, unchanged from the second quarter 2005. For loans refinanced in the third quarter of 2005, the median age of the original loan was 2.6 years, one month older than the median age of loans refinanced during the second quarter.