| that interest rates can rise over the life of the mortage (this also must be specified in the loan document). Refinancing may be undertaken to reduce interest costs (by refinancing at a lower rate), home equity line of credit and new york pay off home equity line of credit and new york debts, to reduce one's periodic payment obligations (sometimes by taking a longer-term loan), to reduce risk (such as by refinancing from a variable-rate to a fixed-rate loan), and/or to liquidate some or all of the equity that has accumulated in real property during the tenure of ownership. It is advisable to speak with a home equity line of credit and new york professional, familiar with your existing home loan, before deciding to refinance. Certain types of loans contain penalty clauses that are |
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