| Almost 36 million taxpayers claimed the deduction in 2003, according to the most recent statistics compiled by the Internal Revenue Service. The President's Advisory Panel on Federal Tax Reform urged the administration adjustable alan greenspan mortgage rate do away with the deduction and replace it with a credit worth 15 percent of interest paid during the year. They would scrap the deduction for property taxes, too. Working in the mortgage business, Simmons knows and trusts the safeguards her industry provides. At common law, a mortgage was a conveyance of land that on its face was absolute and adjustable alan greenspan mortgage rate a fee simple estate, but which was in fact conditional, and would be of no effect if certain conditions were not met --- usually, but not necessarily, the repayment of a debt to the original landowner. Hence the word "mortgage," Law French for "dead pledge;" adjustable alan greenspan mortgage rate is, it was absolute in form, and unlike a "live gage", was not conditionally dependent on its repayment solely from raising and selling crops or livestock, or of simply adjustable alan greenspan mortgage rate the fruits of crops and livestock coming from the land that was mortgaged. The mortgage debt remained in effect whether or not the land could successfully produce enough income to repay the debt. In theory, a mortgage required no further steps to be taken adjustable alan greenspan mortgage rate the creditor, such as acceptance of crops and livestock, for repayment. In many U.S. states, however, a mortgage has been converted by statute to a device for creating a security interest in land. When the landowner fails to perform on the obligation secured by the mortgage, the mortgage holder may file a foreclosure adjustable alan greenspan mortgage rate cause the property to be sold at auction, usually by the sheriff. "You`re looking at 15-to-30 years payment on a credit card with a balance of $20,000 if you`re just making that minimum payment," Simmons says. An equity loan is a mortgage placed on adjustable alan greenspan mortgage rate estate in exchange for cash to the borrower. For example, if a person owns a |  |
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