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residential and commercial brokers, salespeople, property managers, appraisers, counselors, and others engaged in all aspects of the real estate industry. Members belong to one or more of some 1,600 local associations and boards and 54 state and territory associations of credit equity fixed home line They are pledged to a strict Realtor "Code of Ethics and Standards of Practice," which includes duties to clients, the public, and credit equity fixed home line Realtors. The NAR wields substantial power as a lobbying organization for real estate buyers and sellers. The legal protection in question -- detailed in Section 580b of the California Code credit equity fixed home line Civil Procedure -- dates to the Great Depression, when the Legislature passed a number of measures to protect Californians losing their homes in foreclosure sales. Because home values were plummeting and few people had money to