| which is the pledge the promissory note (or simply note) which is the actual evidence of the debt and promise to repay To protect the lender, a mortgage is recorded in the public records creating a lien (when there are multiple credit home mortgage loan order of recording determines priority). Since mortgage debt is often the largest debt owed by the debtor, banks and other mortgage lenders run title searches of the real property to make certain that the lien of the mortgage is prior to anyone else's claim. Tax liens, in some cases, will come ahead of mortgages. credit home mortgage loan this reason, if a borrower has delinquent property taxes, the bank will often pay them to prevent the lienholder from foreclosing and wiping out the mortgage. A credit home mortgage loan report from the federal reserve indicates a sharp rise in housing values in the past decade. They say that rise has led to a buildup in mortgage |  |
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