| person (the grantee). Unlike a typical deed, a quitclaim deed neither warrants nor professes that the grantor's claim was actually valid. While a grant deed is normally used for all real estate sales and transfers, quitclaim deeds are sometimes used for transfers generate mortgage lead family members, gifts, and other special or unusual circumstances. Quitclaim deeds are also used by tax authorities when selling properties seized for nonpayment of taxes. In most generate mortgage lead law jurisdictions, a quitclaim deed is no technically considered to be a deed at all. It fails to meet all five traditional tests of a true deed found in common law. Instead it is considered to be an instrument of estoppel. Title companies often will not issue title insurance based on a quitclaim deed. In generate mortgage lead jurisdictions, a grantee in a quitclaim deed is not considered to be a bona fide purchaser for value. The grantee in a quitclaim deed assumes no better title than what the grantor generate mortgage lead However if the quitclaim meets certain provisions, the grantee may be considered a bona fide purchaser in some juristictions. In the Commonwealth of Massachusetts, a quitclaim deed is known as a release deed. An adjustable rate mortgage or variable rate mortgage is a loan secured on a property (house) whose interest rate and so monthly repayment vary over time. Other forms of mortgage loan include generate mortgage lead only mortgage, fixed rate mortgage, Negative amortization mortgage, discounted rate mortgage and balloon payment mortgage. Adjustable rates transfer part of the interest rate risk from the lender to the borrower. They can be used where unpredictable interest rates make fixed rate loans difficult to obtain. The borrower benefits if the interest generate mortgage lead falls and loses out if interest rates rise. Variable rate mortgages are the most common form of loan for house purchase in the United Kingdom but are unpopular in some other countries. Variable rate generate mortgage lead are very common in Australia and New Zealand. For those who plan to move within a relatively short period of time (three to seven years), they are attractive because |
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