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them take the property and sell it to get their money back. But in many developing countries there is no effective means by which a lender could foreclose, so the mortgage loan industry as such either does not exist at extra cash loan or is only available to members of privileged social classes. Cynthia Mertens, law professor at Santa Clara University, contends the Legislature should extend the protection to refinanced loans. But she sees little support for such a move and predicts the law ``will stay exactly where extra cash loan is.'' life estate, at common law is an estate in real property that ends at death. Although it is technically a tenancy (the holder is called extra cash loan life tenant), it is treated the same as a fee simple with respect to the constraints upon its use for the duration of the estate.worth enough to cover the extra cash loan amount. This is not a full survey so it may not identify all the defects that a house buyer needs to know about. Also, it does not usually form a contract between the surveyor and the buyer, so the buyer has no right to sue if the survey fails to detect a major problem. For an extra fee, the surveyor can usually carry out a building survey or a (cheaper) extra cash loan survey" at the same time. Since it ends at death, and the owner of the life estate extra cash loan leave it to his heirs or convey a larger interest in the land than what the owner actually owns, a life estate is not an estate of inheritance. Life estates are measured either by the life of the owner of the estate, or by the life of some other person; these latter are called life estates pur autre vie, Law French for "during someone else's life." A life estate pur autre vie is most commonly created in one of two circumstances. First, when the extra cash loan of property conveys his interest in that property to another

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