| substantial power as a lobbying organization for real estate buyers and sellers. The legal protection in question -- detailed in Section 580b of the current interest mortgage ohio rate Code of Civil Procedure -- dates to the Great Depression, when the Legislature passed a number of measures to protect Californians current interest mortgage ohio rate their homes in foreclosure sales. Because home values were plummeting and few people had money to bid at foreclosure auctions, destitute borrowers couldn't pay off the mortgage and were left facing a lifetime of debt. To this day, California remains one of a handful of states that bar lenders from hounding borrowers for the difference if a house fetches less in foreclosure than is still current interest mortgage ohio rate on the mortgage, what's known as a deficiency. |  |
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