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above the (limits) sure hope they would.'' In today`s changing debt consolidation services one professor of economics stresses the importance of consumer education. Mortgages eligible for the tax break would be limited by a formula reflecting the average regional price of housing. If in place today, that range would spread from $227,000 to $412,000. Mortgages for second homes and interest paid on home equity loans would debt consolidation services be eligible for the credit. Taxpayers who currently own homes would have five years before they had to use the new credit. During that period of transition, a taxpayer could still take a deduction but the size of the debt consolidation services eligible for a tax break would gradually fall. At the end of five years, everyone would
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