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to this little-known rule. Foremost, the protection applies only to original mortgages used to buy homes. It doesn't apply to refinanced mortgages, which were an alien concept during the Depression. It also depends on how the california mortgage percent forecloses. Typically, lenders foreclose by essentially filing paperwork with the county recorder and conducting sales weeks later -- california mortgage percent images of foreclosure sales conducted on the steps of the county courthouse. If lenders choose this route -- and the vast majority do -- they cannot pursue the unpaid portion of the mortgage, regardless of whether it's the original loan or a refinanced loan. Lenders may charge various fees when giving a mortgage to a mortgagor. These include entry fees, exit fees, administration fees and lenders mortgage insurance. There are also settlement fees (closing costs) the settlement company will california mortgage percent In addition, if a third party handles the loan, it may california mortgage percent other fees as well. UK banks usually charge a valuation fee, which pays for a chartered surveyor to visit the property and ensure it is Guide to buying in the UK from the Royal Institution of Chartered Surveyors. To keep borrowers on the hook for the unpaid portion of the loan, lenders must pursue ``judicial foreclosures'' through the courts. Judgments are good for 10 california mortgage percent but can be renewed. Richards has written an upcoming trade journal article advising ``option ARM'' lenders to add disclosures about the