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conditions and confirm them at the time of making a transfer. Balance florida mortgage bank offer a very low rate of interest (APR) or some cards have an offer of 0% APR on balance transfers. So how does one gain here? Pay off your existing high interest loan with the amount that you transfer and keep repaying this loan from balance transfer till you finish off florida mortgage bank the deadline after which the APR shoots up to your normal APR (typically anywhere between 10% to 20%) There are two catches here though. Credit card companies have a policy of applying your payments to the balance with florida mortgage bank APR. Confused? Let's take up a scenario. Let's say you already have a balance of $350 on your card and your purchase APR is 15%. Now, you make a balance transfer of $2,000 on your card for 0% APR. Now the monthly payments