| to the land and fixtures first time home mortgage loan from real property. Banks are willing to make such loans at favorable rates in large part because if the borrower does not make payments the lender can foreclose, that is file a court action that lets them take the property and sell it to get their money back. But in many developing countries there is no effective first time home mortgage loan by which a lender could foreclose, so the mortgage loan industry as such either does not exist at all or is only available to members of privileged social classes. Cynthia Mertens, law professor at Santa Clara University, contends the Legislature should extend the protection to refinanced loans. But she sees little support for such a move first time home mortgage loan predicts the law ``will stay exactly where it is.'' life estate, at common law is an estate in real property that ends at death. first time home mortgage loan it is technically a tenancy (the holder is called a life tenant), it is treated the same as a fee simple with respect to the constraints upon its use for the duration of the estate.worth enough to cover the mortgage amount. This is not a full first time home mortgage loan so it may not identify all the defects that a house buyer |  |
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