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adjustable rate home mortgage

courts. Judgments are good for 10 years but can be renewed. Richards has written an upcoming trade journal article adjustable rate home mortgage ``option ARM'' lenders to add disclosures about the risks of refinancing. These loans give borrowers the choice of making monthly payments that don't even cover the interest due -- a practice that can leave borrowers owing more than the original loan. Because of California's unusual protection, UCLA's Nelson gives unconventional advice adjustable rate home mortgage students about how to finance their first home in the state: Make as small a down payment as possible to reduce your liability in case home values plunge.

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