| chattel or personalty). However, adjustable home mortgage rate technical purposes, some people prefer to distinguish real estate, referring to the land and fixtures themselves, from real property. Banks are willing to make such loans at favorable rates in large part because if the borrower does not make payments the lender can foreclose, that is file a court action that lets them take the property and sell it to get their money back. But in many developing countries there is adjustable home mortgage rate effective means by which a lender could foreclose, so the mortgage loan industry as such either |  |
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