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of a lot more, perhaps equity home loan mortgage refinance you think it`s going to be." Experts agree you need to make sure the numbers work in your favor rather than stack up against you. Loan modification. These programs basically lower the rate on your existing loan without changing the length of the loan. Loan modifications aren’t available to most borrowers, equity home loan mortgage refinance their loans have already been sold on the secondary market and can’t be changed. But it never hurts to ask your current lender if such a program is available. Streamlining. Some lenders offer a quick refinancing for current customers. You typically pay a slightly higher rate for the convenience and equity home loan mortgage refinance Reduced paperwork. Most so-called “low-doc” or