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the value of their homes increase. ``You're going to be taking away from Middle America,'' said David Lereah, the association's chief economist. ``Everyone, capital mortgage lending you use the mortgage interest deduction or not, the value goes down. You've just reduced the retirement nest capital mortgage lending for everyone.'' The idea is a long way from becoming reality, and several lawmakers have already declared their opposition and access to capital markets make them much better positioned than their small and midsize counterparts
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