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fixed for a period of time, after which it countrywide home loan corporate office periodically (annually or monthly) adjust up or down to some market index. Common indices in the U.S. include the Prime Rate, the LIBOR, and the Treasury Index ("T-Bill"). Other indexes like 11th District Cost of Funds Index, COSI, and MTA, are also available but are countrywide home loan corporate office popular. Adjustable rates transfer part of the interest rate risk from the lender to the borrower, and thus are widely

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