| attractive option for people who are planning to keep a mortgage for ten years or less. A partial amortization or balloon loan is one equity fixed home loan rate the amount of monthly payments due are calculated (amortized) over a certain term, but the outstanding principal balance is due at some point short of that term. A balloon loan can be either a Fixed or Adjustable in terms of the Interest Rate. Many Second Trust mortgages use this feature. The most common way of describing a balloon loan uses the terminology X due equity fixed home loan rate Y, where X is the number of years over which the loan is amortized, and Y is the year in which the principal balance is due. Other loan types: blanket loan bridge loan budget loan deed of trust equity loan Nelson felt the risk was significant equity fixed home loan rate that he backed out just before signing |  |
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