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and "Freddie Mac" (also known as the GSEs or government sponsored entities) to foster mortgage lending and thus to encourage home ownership and application home mortgage refinance These programs work by buying a large number of mortgages from banks application home mortgage refinance issuing (at a slightly lower interest rate) "mortgage-backed bonds" to investors known as MBS or Mortgage Backed Securities.Refinancing refers to applying for a secured loan intended to replace an existing loan secured by the same		debt consolidation loan not a home owner chase current mortgage rate ** broker countrywide mortgage best rate lending ** arizona commercial loan mortgage equity home indiana loan
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