
| prevent the lienholder from foreclosing and wiping out the mortgage. A recent report from the federal reserve conversion rate a sharp rise in housing values in the past decade. They say that rise has led to a buildup in mortgage debt. Greg McBride, senior financial analyst at Bankrate.com, said the proposed credit won't help homeowners in regions of the country, like New York and California, where housing prices have conversion rate ``It seems to ignore the plight of a |

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