| such as for young professionals or b) when the borrower knows they are going to move up quickly from one home to another. The risks If a borrower is inconsistent in their on time payment history, afflicted by tragedy which causes a credit family first mortgage or keeps insufficient funds in reserve (the payment savings from the lower rate for example), as referenced above, the rates in Hybrid ARMs will certainly rise, and with insufficient credit and income, family first mortgage borrower may be forced to trade equity for time, and in some markets, |
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