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the United States, a promissory note that meets certain conditions is a negotiable conversion rate yahoo governed by Article 3 of the Uniform Commercial Code. Negotiable promissory notes are used extensively in combination with mortgages in the financing of real estate transactions. Other uses of promissory notes include the capitalization of corporate finances through the issuance and transfer of conversion rate yahoo paper. Payment Shock - Industry term to describe the severe (unexpected or planned for by borrower) upward movement of mortgage loan interest rates and it's effect on borrowers. Sadly, for those that do conversion rate yahoo read this wiki entry or who do read it but cannot understand it's contents, they may experience it, or spend too much of their incomes to borrow on fixed terms only. See Caps below Cap - Any clause that sets a maximum change for the interest rate of an ARM loan. Understanding conversion rate yahoo other uses of Amortization, see the Amortization disambiguation page. A real estate broker is in the business of brokering real estate transactions; this is, finding sellers for those who want to buy real estate and finding buyers for those trying to sell real estate. Real estate brokers and their salespersons assist conversion rate yahoo in marketing their property and selling it for the highest possible price under the best terms and assist buyers by helping them purchase property for the best possible conversion rate yahoo under the best terms. In many jurisdictions, particularly in the United States, a license is required to be a real estate broker. In particular, any of the following could refer to